Healthy Living Lifestyle Tips - More Healthy Tips - MoreHealthyTips
  for a healthier and better life !
The 11 Forgotten Laws of Attraction - click HERE for MORE info to attract success in life ...

How To  |  Better Life  |  Self Hypnosis  |  Natural Cures  |  Belly Fat Loss  |  Make Money  |  Debt Relief  |  Beauty Skin Care  |  Health Supplements  |  Reviews

grab a free copy of forex golden rules
downloadforex golden rules pdf ebook

click to download a free copy of golden rules to trade forex like a pro now!

Credit Card Debt Alert


By Joz L :  How To  |  Personal Loans  |  Credit Card Debt  |  Credit Score  |  Home Mortgage Loan  |  Reviews


Now is definitely not a good time for you to get into debt. With the recent financial crisis making the recession in year 2007, credit card debt servicing is growing to be a worrying problem, especially for those who have unfortunately suffered a pay cut or lose their jobs. Banks are also fearful of lending, and threat of retrenchment is also looming over many people heads as companies are downsizing or merging.

37 Days To Clean Credit - click HERE for MORE info to credit repair ...

It can be an emotional for those who are struggling to repay their debts and also affects the people in the family. In case of worst scenario, those who have no way to fulfil the repayment might be forced to declare themselves bankrupt.

37 Days To Clean Credit

Perhaps the best advice any financial experts can give you is to avoid getting into debt in the first place. You must always borrow only what you can afford to repay and you should always pay your debt and bill promptly.

Before committing to take up a new personal loan or instalment plan, there are few things you need to evaluate such as does your salary allow you to take up another personal loan, or what are your current debts and living expenses like.

When these sums are worked out, it is definitely will reduce the risk of taking up a personal loan that you are unable to pay for later on.

Paid Surveys

It is important to save for raining days, and saving 15% of your annual salary is a good guide. In the event of jobless or pay cut, your saving will be able to tide you through the interim and reducing the need to take up a personal loan.

If you are an impulse buyer who has no discipline in managing your cash flow and tend to overspend, then it may be wiser to consider applying for a debit card instead to avoid getting into credit card debt.





Next right icon  Why People Get Into Credit Card Debt?

Thoughtless usage of credit card is one of the key reasons why many people today get into debt unwittingly.


Share |



    • Personal Finance And Money Matters
        How To Manage Your Money?

        Personal finance is not something teach in school, most of people learn by trial and error, inevitably costly mistakes are made a long the way. Whether you are trying to save money for raining days, planning for early retirement or buy your first apartment, it is never too late to start building your nest egg now to enjoy your golden years without a worry. Manage your money wisely and never spend more than what you earn.

        Join Cash Crate - Make Extra Money Without Spending A Dime!

        Always focus on your needs and not wants when you go shopping to avoid getting into credit card debt. It is good to equip yourself with basic financial investment know how to grow your money. Work out your financial goals, draw up the investment plan, make sure you abide to it, and try your best to achieve them with a specific timeline. If you are investing for real estate property, learn how to make use of the personal loan, home equity mortgage loan options or buy tax lien certificate to your advantages. Learn how to buy tax lien certificate and get the properties without mortgages and 100% debt free.

      How To